OWN YOUR HOME FASTER AT A LOWER COST

Looking for a short-term low monthly mortgage installments for ease of cash flow? With UOB Mortgage and Flexplus facility, pay less on monthly repayments for the first 2 years and enjoy extra cash flow for personal or business needs or just to have standby funds for investments or emergencies. Flexplus is converted into mortgage based on remaining loan tenure after end of Year 2. Flexplus is a revolving line of credit facility that you only pay interest for the funds you use and repayment is flexible.

At the same time, you can save on mortgage interest payments and reduce loan tenure with weekly or fortnightly repayments.

Your Required
Loan Details

Loan Amount

i

The amount you need from the bank

RM

Loan Tenure

i

The loan tenure is capped at 35 years.

Year(s) i

Interest Rate

Mortgage (Throughout Loan Tenure)

% i

Flexplus (Year 1 & Year 2)

% i

Flexplus

i

Flexplus is converted into mortgage with effective interest rate of 3.90% p.a. based on remaining loan tenure after end of Year 2

(Year 3 onwards)

% i

Preferred Loan Mix

Mortgage

% i

Flexplus

i

• Assumes full utilisation of Flexplus through respective periods
• Flexplus monthly repayment is based on actual number of days in respective months
• Year 1 & Year 2 mortgage portion effective interest rate is at 3.90% p.a. and Flexplus portion is at 4.55% p.a.
• Flexplus is converted into mortgage with effective interest rate at 3.90% p.a. based on remaining loan tenure after end of Year 2

(Year 1 & Year 2)

% i

Flexplus Benefits:-

• Enjoy up to 2 years low monthly repayment.

• Flexibility to convert Flexplus to mortgage at anytime.

MONTHLY REPAYMENT
Standard Monthly vs Flexplus
with Conversion to Mortgage

of Standard Loan

of Standard Loan

*Note:

Assume Flexplus converts to mortgage from Year 3 onwards at 3.90% p.a. effective interest rate.

Got some spare cash? Add it to your mortgage payments to save even more on interest payments, which are calculated on a daily rest.

I want to

Pay Extra lump sum of

RM

at the end of every

- +

year(s)

More savings with your spare cash of RM0 at end of every 1 year(s)

MONTHLY Repayment
with lump sum

Year 1 & Year 2

RM 0

Year 3 onwards

RM 0

Interest Saved

RM 0

% of Interest Saved

0%

Time Saved

0 Year 0 Month

WEEKLY Repayment
with lump sum

Year 1 & Year 2

RM 0

Year 3 onwards

RM 0

Interest Saved

RM 0

% of Interest Saved

0%

Time Saved

0 Year 0 Month

FORTNIGHTLY Repayment
with lump sum

Year 1 & Year 2

RM 0

Year 3 onwards

RM 0

Interest Saved

RM 0

% of Interest Saved

0%

Time Saved

0 Year 0 Month

Got some spare cash? Add it to your mortgage payments to save even more on interest payments, which are calculated on a daily rest.

I want to

Pay Extra lump sum of

RM

at the end of every

- +

year(s)

The lines above represent "Total Interest Amount" average over "Time Required to Payoff"

Click on the to refine your chart

Looking for a long-term low monthly mortgage installments for ease of cash flow? With UOB Mortgage and Flexplus facility, pay less on monthly repayments and enjoy extra cash flow for personal or business needs or just to have standby funds for investments or emergencies. Flexplus is maintained throughout the loan tenure from Year 3 onwards. Flexplus is a revolving line of credit facility that you only pay interest for the funds you use and repayment is flexible.

At the same time, you can save on mortgage interest payments and reduce loan tenure with weekly or fortnightly repayments.

Your Required
Loan Details

Loan Amount

i

The amount you need from the bank

RM

Loan Tenure

i

The loan tenure is capped at 35 years.

Year(s) i

Interest Rate

Mortgage (Throughout Loan Tenure)

% i

Flexplus (Year 1 & Year 2)

% i

Flexplus

i

Flexplus is maintained throughout the loan tenure with effective interest rate 5.25% p.a. from Year 3 onwards

(Year 3 onwards)

% i

Preferred Loan Mix

Mortgage

% i

Flexplus

i

• Assumes full utilisation of Flexplus through respective periods
• Flexplus monthly repayment is based on actual number of days in respective months
• Year 1 & Year 2 mortgage portion effective interest rate is at 3.90% p.a. and Flexplus portion is at 4.55% p.a.
• Flexplus is maintained throughout the loan tenure with effective interest rate at 5.25% p.a. from Year 3 onwards
• The principal sum of Flexplus is required to be paid in full subject to the bank’s terms and conditions

(Year 1 & Year 2)

% i

Flexplus Benefits:-

• Enjoy up to 2 years low monthly repayment.

MONTHLY REPAYMENT
Standard Monthly vs Flexplus
with Conversion to Mortgage

of Standard Loan

of Standard Loan

*Note:

• Assumes Flexplus is fully utilised throughout the tenure and without conversion to mortgage.

• Effective interest rate is at 5.25% p.a. from Year 3 onwards

• Lump sum repayment of Flexplus principal amount is required at the end of loan tenure.

Got some spare cash? Add it to your mortgage payments to save even more on interest payments, which are calculated on a daily rest.

I want to

Pay Extra lump sum of

RM

at the end of every

- +

year(s)

More savings with your spare cash of RM0 at end of every 1 year(s)

MONTHLY Repayment
with lump sum

Year 1 & Year 2

RM0

Year 3 onwards

RM0

Interest Saved

RM 0

% of Interest Saved

0%

Time Saved

0 Year 0 Month

WEEKLY Repayment
with lump sum

Year 1 & Year 2

RM 0

Year 3 onwards

RM 0

Interest Saved

RM 0

% of Interest Saved

0%

Time Saved

0 Year 0 Month

FORTNIGHTLY Repayment
with lump sum

Year 1 & Year 2

RM 0

Year 3 onwards

RM 0

Interest Saved

RM 0

% of Interest Saved

0%

Time Saved

0 Year 0 Month

Got some spare cash? Add it to your mortgage payments to save even more on interest payments, which are calculated on a daily rest.

I want to

Pay Extra lump sum of

RM

at the end of every

- +

year(s)

The lines above represent "Total Interest Amount" average over "Time Required to Payoff"

Click on the to refine your chart

Combo Mortgage Loan Campaign combines a Term Loan and an Overdraft facility, in which you will enjoy the benefits of interest savings, plus access to standby cash. To enjoy even more interest savings and reduce your loan tenure, you can make weekly, fortnightly or monthly repayments in any amount, at any time and you will eventually settle your loan earlier.

Your Required
Loan Details

Loan Amount

i

The amount you need from the bank

RM

Loan Tenure

i

The loan tenure is capped at 35 years.

Year(s) i

Interest Rate

Mortgage

% i

Overdraft

% i

Preferred Loan Mix

Mortgage

% i

Overdraft

i

• Assumes full utilisation of Overdraft through respective periods
• Overdraft monthly repayment is based on actual number of days in respective months
• The principal sum of Overdraft is required to be paid in full subject to the bank’s terms and conditions

% i

MONTHLY REPAYMENT
Standard Monthly vs Combo Mortgage Loan Campaign

of Standard Loan

*Note:

• Assumes Overdraft is fully utilised throughout the tenure and without conversion to mortgage.

• Lump sum repayment of Overdraft principal amount is required at the end of loan tenure.

Got some spare cash? Add it to your mortgage payments to save even more on interest payments, which are calculated on a daily rest.

I want to

Pay Extra lump sum of

RM

at the end of every

- +

year(s)

More savings with your spare cash of RM0 at end of every 1 year(s)

MONTHLY Repayment
with lump sum

RM0

Interest Saved

RM 0

% of Interest Saved

0%

Time Saved

0 Year 0 Month

WEEKLY Repayment
with lump sum

RM 0

Interest Saved

RM 0

% of Interest Saved

0%

Time Saved

0 Year 0 Month

FORTNIGHTLY Repayment
with lump sum

RM 0

Interest Saved

RM 0

% of Interest Saved

0%

Time Saved

0 Year 0 Month

Got some spare cash? Add it to your mortgage payments to save even more on interest payments, which are calculated on a daily rest.

I want to

Pay Extra lump sum of

RM

at the end of every

- +

year(s)

The lines above represent "Total Interest Amount" average over "Time Required to Payoff"

Click on the to refine your chart